Devi Kumala Hesty and Tri Widyasari (2021) “PENGARUH MOTIVASI DAN PERILAKU TERHADAP MINAT KONSUMEN MEMINJAM DANA TUNAI DI PT. KRESNA REKSA FINANCE CABANG SAMARINDA SEBERANG”, CENDIKIA, 2(2), pp. 135–144. Available at: https://cendikia.ikippgrikaltim.ac.id/index.php/cendikia/article/view/144 (Accessed: 11November2025).